Retirement Planning

Our most popular personal service. We assist you in addressing the following questions:

  • When do you want to retire?
  • How much do you want to spend in your retirement?
  • How much do you want for your children/heirs?
  • How much do you need to save to be able to retire?
  • Are you on-track for meeting that goal?
  • Should you start your pension early?
  • When can you get Old Age Security? Will it be clawed back?
  • Should you draw from RRSPs or non-registered funds first?

Next Steps

To answers these questions for you, we typically meet with you 2 – 3 times over a period of 2 – 4 weeks and follow our general process to identify goals, current financial situation, etc. Follow-up meetings may be required for implementation and we always recommend an annual review. Generally, these meetings will also touch on some tax and investment concerns. The first two meetings generally take a total of 4 – 6 hours.